- 20% off
- Rates guaranteed included
- 15 to 20% off
- Two-year rate guarantee
- 0-10% off
- Second-year rate increase cap
- Voluntary employee-paid
- Only 10 employees needed
- Two-year rate guarantee
- Price set by state
- Dividends possible per state law
Life
Administered by:

Underwritten by:
Various Carriers
- 20% discount off* your current rate
- Match your current Life plan
- Rate guarantees included
- Groups with 300 lives or more will be reviewed by the carrier and may not be eligible for the discount or rate guarantee
- Groups with retiree coverage will be reviewed by the carrier and may not be eligible for the discount or rate guarantee
Long-Term Disability
Administered by:

Underwritten by:
Various Carriers
- 15-20% discount off* your current rate
- Match your current 90% LTD plan for qualifying groups
- Multiple year rate guarantee
- Groups with 300 lives or more will be reviewed by the carrier and may not be eligible for the discount, rate guarantee or coverage
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Dental
Marketed by:

- up to 10%* off your 2009-10 dental rate
- Match your current dental plan
- 5% cap on second-year rate increase
- All districts will receive the same percent increase
upon renewal
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Health
- Between 0 - 10% off* your 2009-2010 health plan rates (based on your current provider and regional health care providers)
- Match your current health plan
- Second-year rate increase cap
- All school districts receive the same increase percentage upon renewal
- A Group Disclosure Statement will need to be completed if experience is not available
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Liability
- 5% discount* off your 2009-2010 Liability rate
- Match your current Liability insurance plan
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Vision
Marketed by:

- Vision benefit available as an employee-paid voluntary plan
- Two different plans to choose from
- Two year rate guarantee
- Minimum participation is only 10 employees
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Worker's Compensation
- Dividends cannot be guaranteed due to state law
- Match your current Worker’s Comp plan
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*Discounts do not apply for current customers (discounts were already applied when originally quoted). Please contact WISISP for more information.