Life

  • 20% off
  • Rates guaranteed included

Long-Term Disability

  • 15 to 20% off
  • Two-year rate guarantee

Dental

  • up to 10% off

Health

  • 0-10% off
  • Second-year rate increase cap

Liability

  • 5% off, except property

Vision

  • Voluntary employee-paid
  • Only 10 employees needed
  • Two-year rate guarantee

Worker’s Comp

  • Price set by state
  • Dividends possible per state law
Case Studies
         
 

Pulaski School District Health Plan

  
 
Actual 2008-09 Rates:
      
 
  • Family $14,094.36
  • Single $5,624.88
      
         
 
2009-10 Renewal from Current Carrier
  
 
  • Family $15,531.96 - 355 Lives
  • Single $6,198.60 - 128 Lives

$6,307,265.80

  
         
 
2009-10 Bid from WISISP
      
 
  • Family $14,400.00 - 355 Lives
  • Single $5,736.00 - 128 Lives

$5,846,208.00

  
         
 

Total Savings = $461,057.80

  
         
         
 

Oconto Falls School District Health Plan

  
 
Actual 2008-09 Rates:
      
 
  • Family $19,105.20
  • Single $8,432.64
      
         
 
2009-10 Renewal from Current Carrier
  
 
  • Family $20,771.28 - 98 Lives
  • Single $9,186.24 - 27 Lives
 <empty>

$2,283,613.80

  
         
 
2009-10 Bid from WISISP
      
 
  • Family $18,528.00 - 98 Lives
  • Single $8,184.00 - 27 Lives
 <empty>

$2,036,712.00

  
         
 

Total Savings = $246,901.80

  
         
         
 

Elkhart Lake-Glenbeulah School District Health Plan

  
 
Actual 2008-09 Rates:
      
 
  • Family $18,023.52
  • Single $7,964.40
      
         
 
2009-10 Renewal from Current Carrier
  
 
  • Family $18,807.62 - 42 Lives
  • Single $8,362.62 - 11 Lives
 <empty>

$881,908.86

  
         
 
2009-10 Bid from WISISP
      
 
  • Family $17,124.00 - 42 Lives
  • Single $7,560.00 - 11 Lives
 <empty>

$802,368.00

  
         
 

Total Savings = $79,540.86

  
         
         
 

CESA 7 - Dental PLAN

  
 
Actual 2008-09 Rates:
      
 
  • Family $1,503.24
  • Single $453.00
      
         
 
2009-10 Renewal from Current Carrier
  
 
  • Family $1,503.24 - 98 Lives
  • Single $453.00 - 52 Lives
 <empty>

$170,873.52

  
         
 
2009-10 Bid from WISISP
      
 
  • Family $1,424.88 - 98 Lives
  • Single $432.00 - 52 Lives
 <empty>

$162,102.24

  
         
 

Total Savings = $8,771.28

  
         
         
 

CESA 2 - LTD

  
 
2009-10 Renewal from Current Carrier
  
 
  • .0051
  • Cost $8,035,941 X .0051 = $40,983.30
  
         
 
2009-10 Bid from WISISP
      
 
  • .0034
  • Cost $8,035,941 X .0034 = $27,322.20
  
         
 

Total Savings = $13,661.10

  
         
         
 

CESA 7 - Dental PLAN

  
 
Actual 2008-09 Rates:
      
 
  • Family $1,503.24
  • Single $453.00
      
         
 
2009-10 Renewal from Current Carrier
  
 
  • 0045 and .0143
  • Cost $ 3,396,685 X .0045 = $15,285.08
  • Cost $ 837,082 X .0143 = $11,970.27
 <empty>

$27,255.35

  
         
 
2009-10 Bid from WISISP
      
 
  • .0033
  • Cost $4,233,767 X .0033
<empty>

$13,971.43

  
         
 

Total Savings = $13,284.35

  
         

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